Zelle for online stores
Accept Zelle on your store and confirm every order automatically.
Zelle is free, instant, and can't be charged back. It's also the most annoying payment method on earth to reconcile. Rekoup fixes the second part.
Your store
ZelleSend exactly
You pay the store directly. Rekoup confirms the payment and never holds your money.
Why stores take Zelle
No processor, no fees, money in your account in seconds, and no card network deciding whether your category is allowed. For merchants who've been dropped by Stripe or PayPal, Zelle is often the only method left that customers already have.
What breaks
Zelle has no API and no checkout. Customers type the wrong amount, forget the memo, or send from a name that doesn't match the order. You check your bank app, match deposits to orders by hand, ask for screenshots, and ship late. Past a few dozen orders a day it stops working.
What Rekoup does
Every order gets a unique amount, so the deposit identifies itself. Rekoup reads your bank feed and your bank's Zelle alert emails, matches the deposit in seconds, marks the order paid on your store, and shows the customer a confirmation. No memo, no screenshot, no bank app.
Know Zelle's limits
Step 1: Connect your bank account (read-only) and add your Zelle handle.
Step 2: Install the WooCommerce plugin or use the hosted checkout link.
Step 3: Customers choose Pay by bank, pick Zelle, and send the exact amount shown.
Step 4: The order confirms itself.
Zelle questions
Zelle's terms require business use to be on a business profile through a participating bank. Rekoup works with whatever handle your bank has given you; what's allowed is between you and your bank.
Zelle has no chargeback mechanism. Banks investigate claims of unauthorized transfers, which is rare for legitimate purchases.
Offer ACH or another rail beside it. Rekoup shows the customer only the rails you've enabled.
Stop checking your bank app.
Create your account and be confirming bank payments this week.
